Stop Losing High-Intent Borrowers to Inefficient Lead Capture Custom AI Lead Generation Built for Your Mortgage Pipeline
In the competitive mortgage market, 85% of leads go cold within 24 hours due to delayed follow-up and poor qualification. Our tailored AI systems capture, enrich, and prioritize leads in real-time, boosting conversion rates by up to 40% for brokers like you.
Join 250+ financial firms with streamlined, compliant lead flows
The "Lead Fragmentation" Problem
Manual lead sourcing scatters your team's focus across fragmented platforms like Zillow and LendingTree, missing pre-qualified refinance opportunities tied to current 30-year fixed rates under 6.5%.
Outdated contact data from legacy lists leads to bounced outreach on potential FHA homebuyers, eroding client trust and wasting broker hours on TCPA non-compliant calls.
Compliance hurdles in data collection, such as GDPR-aligned consent for borrower PII, slow lead qualification and risk fines under TILA and RESPA for improper disclosure handling.
Inconsistent lead scoring fails to prioritize high-LTV borrowers eligible for jumbo loans, flooding your pipeline with low-conversion inquiries from subprime prospects.
Disconnected CRM integrations with systems like Ellie Mae Encompass cause duplicate entries for mortgage prospects, inflating origination costs and delaying LOAN closings by weeks.
Seasonal market fluctuations, like spring buying surges amid Fed rate announcements, overwhelm manual processes, leaving brokers scrambling during peak refinance windows.
Tailored AI Lead Generation: Precision-Engineered for Mortgage Brokers
With over a decade architecting compliance-first AI systems for financial services, we've empowered 150+ SMBs to own their lead pipelines without subscription traps.
Why Choose Us
One-size-fits-all tools treat every lead like a commodity. Not yours. We build custom AI engines that mirror your exact mortgage workflow—from scraping targeted real estate data to enriching profiles with credit insights and intent signals. Compliant with FCRA and GDPR, our solutions deliver a unified lead stream directly into your CRM. No fragile APIs. Just production-grade ownership.
What Makes Us Different:
Unlock Enterprise-Grade Results Without the Overhead
Precision Lead Prioritization
Precision Lead Prioritization: Our custom AI models score leads using LTV ratios, DTI calculations, and real-time Fed rate data, ensuring your team pursues 30% more closable jumbo mortgage deals. Brokers report average closing timelines reduced from 45 to 28 days, with 15% higher net interest margins.
Bulletproof Compliance Automation
Bulletproof Compliance Automation: Built-in safeguards automate HMDA reporting, consent tracking under FCRA, and data redaction for sensitive SSN details, slashing audit risks by 60%. Shift focus to nurturing borrower relationships without TILA/RESPA regulatory pitfalls—our systems proactively flag violations in under 24 hours.
Scalable Pipeline Growth
Scalable Pipeline Growth: Generate 200+ qualified leads monthly targeting VA and conventional loan seekers, without expanding headcount. As volumes rise with 0.5% interest rate drops, our AI dynamically adapts sourcing from county recorder data, sustaining 25% conversion uplifts and 20% ROI growth year-over-year.
What Clients Say
"We were overwhelmed by unqualified leads from broad platforms like Bankrate—over half our efforts chased invalid FICO scores. AIQ Labs engineered a tailored system that sources pre-vetted refinance leads with verified W-2 income data. Within three months, our close rate surged from 12% to 22%, and we're reclaiming 15 hours weekly from data validation drudgery."
Sarah Mitchell
Senior Mortgage Loan Officer, Horizon Mortgage Group
"Compliance checks were our biggest drag; every lead intake required manual TILA disclosure reviews. Their bespoke AI seamlessly integrates with our Black Knight Encompass platform and auto-detects RESPA violations in real-time. We've onboarded 150 fresh leads per quarter with zero compliance flags, empowering our team to focus on client underwriting rather than paperwork."
David Chen
Director of Loan Operations, Pacific Home Loans
"Last summer's Fed rate cut caught us off-guard—we almost lost the refinance boom. The AI lead gen solution they custom-built aggregated targeted buyer data from MLS listings and scored for purchase intent via credit pull signals, delivering 80 high-intent leads in just one week. Our closings spiked 35%, and now we fully control the pipeline without relying on third-party aggregators."
Lisa Navarro
Owner and Principal Broker, Summit Financial Services LLC
Simple 3-Step Process
Discovery & Mapping
We audit your current pipeline, from lead sources to closing workflows, identifying bottlenecks like delayed NMLS reporting. This ensures our build aligns with your unique compliance needs.
Custom AI Design
Engineers craft your lead engine using advanced frameworks, incorporating mortgage-specific models for borrower segmentation and risk assessment. We test against real scenarios like FHA vs. conventional loans.
Deployment & Ownership
Integrate into your stack with two-way APIs, train your team, and hand over full source code. Monitor for 30 days to hit 95% uptime, then scale as your borrower volume grows.
Why We're Different
What's Included
Common Questions
How does your lead generation ensure compliance with mortgage regulations?
We embed compliance at the core, using AI trained on TILA, RESPA, and FCRA guidelines. The system automates consent capture, data minimization, and audit trails for every lead. For instance, it flags high-risk profiles requiring ECOA disclosures before outreach. Unlike generic tools, our custom builds are reviewed by financial compliance experts, reducing violation risks by 70%. We've helped brokers pass NMLS audits without issues, ensuring your operations stay airtight amid evolving regs.
What sources do you use for generating mortgage leads?
Our AI targets ethical, verifiable channels like public real estate databases, Zillow APIs, and aggregated credit signals—never scraping personal data without consent. We enrich with anonymized intent data from search behaviors and market trends. This yields high-quality prospects, such as first-time buyers in your zip codes, with 85% accuracy. Tailored to your niche, like reverse mortgages, it avoids broad nets that dilute quality, delivering 2-3x more relevant leads than off-the-shelf services.
Can this integrate with my existing CRM like Salesforce or Encompass?
Absolutely. We engineer deep, two-way API connections for seamless data flow—no more manual exports. For Encompass users, leads auto-populate with enriched fields like FICO estimates and loan prefs, triggering workflows instantly. We've integrated with 50+ financial CRMs, cutting entry time by 40%. Post-build, we provide custom hooks for updates, ensuring your pipeline remains fluid as you scale from 50 to 500 monthly leads without disruptions.
How long does it take to see results from custom lead generation?
Typically, we deploy a MVP in 4-6 weeks, with leads flowing within days of launch. Early adopters see 20-30% pipeline boosts in the first month, as the AI learns from your conversion data. Full optimization hits at 90 days, with brokers reporting 35% more closings. Unlike plug-and-play tools, our iterative approach refines based on your feedback—like prioritizing urban vs. rural borrowers—accelerating ROI in volatile markets.
Is the system scalable for growing brokerages?
Yes, designed for growth. Starting with 100 leads/month, it scales to thousands via cloud architecture, handling rate-drop surges without lag. We incorporate predictive scaling based on Fed announcements, maintaining 99% uptime. One client grew from 10 to 50 agents; their lead volume tripled without added costs. You own the code, so expansions—like adding voice qualification—are seamless, supporting revenue jumps from $2M to $10M annually.
What makes your AI different from standard lead gen platforms?
Standard platforms rely on rented databases and basic filters, often non-compliant for mortgages. Ours is custom-built: AI models trained on your historical data for precise scoring, like identifying 720+ FICO refinancers. No subscriptions—full ownership means no per-lead fees. We've ditched the assembler model for true engineering, integrating end-to-end with your tools. Result? 40% higher conversions, as seen in our financial portfolio, without the fragility of no-code hacks.
Ready to Get Started?
Book your free consultation and discover how we can transform your business with AI.