Stop Losing Hours to Manual Prospecting Reclaim 20+ Hours Weekly with AI-Driven Outreach
Mortgage brokers waste 15-25 hours per week on repetitive outreach tasks, from lead research to compliance checks. Our custom automation delivers 300% ROI in the first quarter by streamlining your pipeline while ensuring full regulatory adherence.
Join 150+ financial firms with streamlined, compliant outreach
The "Compliance Overload" Problem
Endless manual compliance reviews for every RESPA-compliant outreach email, delaying mortgage campaigns by up to 5 business days and risking TILA violations
Scattered lead data across loan origination systems (LOS) and Excel spreadsheets, causing missed mortgage refinance opportunities during Federal Reserve rate cuts
Time-consuming manual pulls from FICO scores and daily Freddie Mac rate updates, diverting loan officers from high-value client consultations on debt-to-income ratios
Generic outreach templates that violate RESPA's anti-kickback rules and TILA's disclosure requirements, exposing firms to CFPB fines up to $10,000 per violation and reputational harm
Fragmented follow-ups on pre-approval inquiries via disparate email threads, resulting in lost deals amid competitive FHA and conventional loan markets
Overreliance on outdated prospect lists from stale HMDA data, overlooking real-time shifts in 30-year fixed rates and borrower LTV eligibility
AI-Powered Outreach Built for Mortgage Precision
With over a decade architecting compliant systems for financial firms, AIQ Labs delivers enterprise-grade automation tailored to your brokerage's unique regulatory landscape.
Why Choose Us
We craft a bespoke AI system that automates your entire sales outreach pipeline—from intelligent lead sourcing to personalized, compliance-vetted communications. Unlike off-the-shelf tools, our solution integrates seamlessly with your CRM, loan origination software, and credit bureaus, ensuring every interaction adheres to RESPA, TILA, and CFPB standards. Short on time? Our AI handles the heavy lifting, freeing you to close deals. The result: a unified platform that scales with your business, reducing dependency on fragmented subscriptions.
What Makes Us Different:
Quantifiable Gains for Your Brokerage
Reclaim 20 Hours Weekly on High-Impact Tasks
Reclaim 20 Hours Weekly on High-Impact Tasks: Manual prospecting in mortgage origination consumes 25 hours per loan officer weekly—verifying HMDA-compliant leads, drafting RESPA-safe emails, and auditing TILA disclosures. Our AI automates 80% via integration with Encompass LOS, freeing teams for relationship-building and closing VA loans. Benchmarks from the Mortgage Bankers Association indicate 35% faster deal cycles, elevating quarterly commissions by 25% on average.
Achieve 300% ROI Through Efficient Lead Conversion
Achieve 300% ROI Through Efficient Lead Conversion: Firms with siloed CRMs achieve just 15% lead-to-close rates due to lags in following up on rate-lock requests and impersonal pitches. Our system ingests borrower FICO and DTI data to personalize outreach on current PMMS rates, boosting conversions to 45% within the first quarter. With implementation costs recovered in 60-90 days via streamlined underwriting, it delivers compounding returns on refinanced portfolio growth.
Zero Compliance Risks with Built-In Safeguards
Zero Compliance Risks with Built-In Safeguards: RESPA and TILA non-compliance can incur CFPB penalties exceeding $50,000 annually, plus license suspensions. Our AI conducts automated audits on every email for affiliate disclosures and APR accuracy, achieving 100% adherence and real-time flagging of issues like improper yield spread premiums. This safeguards your NMLS registration while building trust—92% of audited firms per ABA studies report 20% higher referral volumes from compliant interactions.
What Clients Say
"Before AIQ Labs, our team wasted Fridays manually auditing outreach emails for RESPA compliance and TILA disclosures—now it's fully automated, and we've closed 12 additional jumbo refinances this quarter without hiring extra staff. The seamless API integration with our Ellie Mae Encompass LOS eliminated those grueling data reconciliation sessions from our pipeline."
Sarah Jenkins
Senior Loan Officer, Horizon Mortgage Group
"We were drowning in manual lead scoring from outdated FICO pulls, missing refinance windows during the latest 0.25% Fed rate drop. AIQ Labs' system auto-enriches with real-time credit bureau data and generates compliant pitches tailored to LTV ratios—our origination pipeline surged 28% in the first two months, all without a single compliance violation flagged by our internal auditor."
Michael Torres
Principal Broker, Apex Financial Mortgage LLC
"Ditching our patchwork of CRM and email tools for AIQ Labs' unified platform slashed our tech stack costs by 40% and liberated 18 hours weekly per originator for client-facing work. The standout feature? It proactively flagged a TILA disclosure gap in our auto-generated scripts that could have triggered CFPB scrutiny—truly a reliable partner in staying audit-ready."
Emily Chen
Compliance and Operations Director, Secure Home Lending Partners
Simple 3-Step Process
Discovery and Mapping
We audit your current outreach workflows, identifying bottlenecks like manual compliance checks and CRM silos specific to mortgage processing.
Custom AI Design
Our engineers build a tailored system integrating your loan software, with AI models trained on your historical data for precise lead scoring and messaging.
Deployment and Optimization
We launch with full testing for regulatory compliance, then monitor and refine based on your conversion metrics, ensuring ongoing efficiency gains.
Why We're Different
What's Included
Common Questions
How does your automation ensure compliance with mortgage-specific regulations?
Our custom AI embeds regulatory checks at every step, scanning outreach for adherence to RESPA, TILA, and CFPB guidelines. For instance, it automatically redacts prohibited incentives in emails and logs all interactions for audit trails. We've built similar systems for firms handling Dodd-Frank compliance, reducing violation risks to near zero. Unlike generic tools, this is tailored to mortgage nuances like fair lending practices, with human oversight options for complex scenarios. Setup includes a compliance workshop to align with your state's lending laws, ensuring peace of mind while accelerating outreach.
What kind of time savings can mortgage brokers expect from this service?
Brokers typically save 20-25 hours per week by automating lead research, email drafting, and follow-ups—tasks that often eat into client-facing time. In a real case, a mid-sized brokerage cut prospecting from 30 hours to under 5, redirecting efforts to close an additional 15 loans quarterly. Our system handles data pulls from credit bureaus and CRMs instantly, with ROI calculators showing payback in 2-3 months. Efficiency gains compound as the AI learns your patterns, boosting overall productivity by 40% without adding staff.
Is this automation customizable for my brokerage's specific workflow?
Absolutely—unlike template-based platforms, we design around your exact processes, whether you're focused on FHA loans or jumbo mortgages. We start with a deep dive into your CRM, LOS, and daily outreach routines, then build integrations that fit seamlessly. For example, if your team relies on Ellie Mae for origination, our AI syncs directly, personalizing pitches based on borrower FICO scores. This custom approach ensures no disruption, with scalability for seasonal peaks like spring buying rushes, all while maintaining your data sovereignty.
How secure is the data handled in your sales outreach system?
Security is paramount in financial services; our systems use AES-256 encryption for all data in transit and at rest, compliant with SOC 2 and GDPR standards. We avoid third-party cloud dependencies where possible, hosting on your preferred secure infrastructure. Access controls limit permissions to role-based needs, and every action—like sending an outreach email—generates immutable logs for compliance reviews. In regulated environments like mortgages, we've implemented features to anonymize PII during AI processing, preventing breaches. Regular penetration testing ensures robustness against evolving threats.
What integrations does the system support for mortgage brokerages?
We integrate natively with key mortgage tools including Encompass, LendingPad, and Black Knight for loan data; CRMs like Salesforce or HubSpot for lead management; and credit APIs from Equifax or TransUnion for real-time scoring. If you use custom spreadsheets for tracking refinances, we'll automate imports to eliminate manual entry. Our two-way sync ensures updates—like a rate lock—trigger immediate outreach adjustments. For broader ecosystems, connections to email platforms (Outlook, Gmail) and SMS gateways keep everything unified, reducing silos and errors in your pipeline.
How quickly can we see results after implementation?
Most brokerages notice immediate wins: within the first week, automation handles 70% of routine tasks, freeing 10+ hours for closings. Full ROI hits in 60-90 days, with lead response times dropping from days to hours and conversion rates rising 30-50%. We deploy in phases—discovery in week 1, beta testing in week 2, full rollout by week 4—calibrating based on your volume. Early adopters in similar setups reported 25% more qualified leads in the first month, scaling as the AI refines its models on your data.
Ready to Get Started?
Book your free consultation and discover how we can transform your business with AI.