Stop Losing Billable Hours to Manual Quote Generation Automate with Precision and Compliance
Insurance agencies waste an average of 15 hours per week on repetitive quoting tasks. Our custom AI automation delivers ROI in under 3 months, slashing costs by 40% while ensuring regulatory adherence.
Join 250+ businesses with streamlined compliance workflows
The "Compliance Drag" Problem
Manual data entry delays quotes amid strict underwriting rules, such as those mandated by the SEC for investment advisories or FINRA for broker-dealers
Error-prone calculations risk non-compliance with NAIC standards and Dodd-Frank Act requirements for actuarial reserves
Fragmented client data across legacy systems like core banking software and CRM platforms slows risk assessments for AML and KYC compliance
Time-intensive premium computations for annuities and derivatives hinder competitive bidding in volatile markets
Regulatory updates from the CFPB or IRS require constant manual template revisions for client disclosure forms
Inconsistent quoting for estate planning trusts erodes trust in high-stakes financial advice under fiduciary standards
Enterprise-Grade Quote Automation Built for Your Agency
With over a decade in legal-financial AI integrations, we've empowered 150+ agencies to achieve compliance-focused efficiency.
Why Choose Us
We craft bespoke AI systems that ingest client data from your CRM and underwriting platforms, applying precise actuarial models to generate quotes in seconds. Unlike off-the-shelf tools, our solutions embed HIPAA and state insurance regulations directly into the workflow, ensuring every output meets compliance benchmarks. Short on time? We start with your exact processes. This isn't assembly-line software. It's a tailored engine, reducing manual oversight by 80% and positioning your agency as a leader in efficient, error-free quoting.
What Makes Us Different:
Quantifiable Gains for Your Bottom Line
Reclaim 10-15 Hours Weekly on Quote Tasks
Reclaim 10-15 Hours Weekly on Quote Tasks for ERISA-compliant retirement plans: Agents spend less time crunching numbers, freeing up bandwidth for client consultations. Industry benchmarks from LIMRA show this boosts close rates by 25%, turning saved hours into revenue—our clients report $150K annual gains from redirected efforts in pension advisory services.
Achieve 5x Faster Quote Turnaround with 99% Accuracy
Achieve 5x Faster Quote Turnaround with 99% Accuracy for UCC filings and loan amortizations: Custom AI eliminates human errors in complex calculations, like variable life insurance premiums under Basel III guidelines. This precision not only speeds delivery but cuts rework by 70%, enhancing client satisfaction and reducing compliance audit risks from federal examiners.
Ensure Bulletproof Compliance and Cost Savings
Ensure Bulletproof Compliance and Cost Savings with SOX-integrated auditing: Built-in regulatory auditing flags issues pre-submission, avoiding fines that average $50K per violation under GLBA privacy rules. Agencies see ROI within 90 days through 40% lower operational costs for wealth management firms, all while maintaining confidential data security via encrypted blockchain ledgers.
What Clients Say
"Before AIQ Labs, our team was buried in manual quote revisions for commercial P&C lines under ACORD standards—taking up to 48 hours per policy amid carrier-specific endorsements. Now, it's under 10 minutes, and we've stayed spotless on NAIC audits. Saved us about 12 hours a week, easy, allowing focus on client risk mitigation strategies."
Sarah Mitchell
Senior Underwriter, Midwest Fidelity Insurance Group
"We handle a lot of high-net-worth universal life insurance policies, and FINRA compliance is non-negotiable for our RIAs. Their custom system integrated our legacy Salesforce CRM overnight, cutting errors from 15% to zero in suitability assessments. ROI hit in two months—game-changer for our boutique wealth agency serving ultra-HNW clients."
David Chen
Principal Advisor, Pacific Risk Partners Wealth Management
"Quotes used to bottleneck our property-casualty renewals for flood and earthquake coverage, especially during seasonal catastrophe modeling under ISO forms. Post-implementation, processing time dropped 60% for binder issuances, and our agents close 20% more deals on commercial real estate risks. No more late nights double-checking Dodd-Frank disclosures."
Lisa Navarro
Director of Operations, Heritage Financial Services LLC
Simple 3-Step Process
Discovery and Workflow Mapping
We audit your current quoting processes, from client intake to final approval, identifying compliance pain points specific to your insurance lines.
Custom AI Model Development
Our engineers build and train the system on your historical data, embedding actuarial formulas and regulatory rules for precise, tailored outputs.
Integration, Testing, and Launch
We connect it to your existing stack, run compliance simulations, and deploy with full training—ensuring seamless adoption and immediate time savings.
Why We're Different
What's Included
Common Questions
How does this automation ensure compliance with insurance regulations?
Our systems are engineered with built-in rule engines that reference current NAIC guidelines and state-specific statutes. For instance, we automate checks for fair credit reporting in underwriting, flagging discrepancies before quotes finalize. Unlike basic tools, we include version-controlled updates for regulatory changes, reducing violation risks by 90%. We've deployed this for agencies in 20 states, maintaining zero audit failures. Implementation involves a compliance audit phase to align with your jurisdiction's requirements, ensuring every output is defensible.
What data sources can be integrated into the quote generation system?
We connect to your core platforms like Agency Management Systems (e.g., Vertafore AMS360), CRMs (Salesforce, HubSpot), and external databases for risk data (e.g., LexisNexis). The AI ingests structured data like policy histories and unstructured inputs like emails or PDFs. For insurance agencies, this means pulling client financials securely while adhering to data privacy laws. Post-integration, data flows unidirectionally to prevent breaches, with encryption at rest and in transit. Clients typically see full unification within 4-6 weeks.
How long does it take to see ROI from this automation?
Most agencies achieve positive ROI in 2-3 months, with immediate time savings of 10-15 hours weekly on quoting. For a mid-sized firm handling 50 quotes monthly, this translates to $20K-$30K in recovered billable time annually, based on $150/hour agent rates. Long-term, error reduction cuts rework costs by 50%, and faster quotes improve win rates by 20-30%. We provide a customized ROI calculator during consultation, factoring your volume and margins for precise projections.
Is the system secure for handling sensitive financial client data?
Security is paramount in legal-financial spaces. We use enterprise-grade encryption (AES-256) and comply with SOC 2, GDPR, and CCPA standards. Access is granular, with multi-factor authentication and activity logging for audits. For insurance, we anonymize PII during AI processing to mitigate risks. Our in-house platforms, like RecoverlyAI, have handled millions of regulated interactions without incidents. Regular penetration testing ensures robustness against threats common in financial services.
Can this be customized for specific insurance products like annuities or health policies?
Absolutely—customization is our core strength. We tailor algorithms to product nuances, such as variable annuity yield projections or ACA-compliant health riders. For example, we can integrate Monte Carlo simulations for retirement products or eligibility checks for group health. The system learns from your past quotes to refine accuracy over time. Agencies specializing in niche lines, like cyber liability, report 40% efficiency gains post-customization, with deployment in 6-8 weeks.
What support is provided after implementation?
We offer ongoing support including monthly performance reviews, free regulatory updates, and 24/7 monitoring for uptime. Training sessions cover agent onboarding, and we provide a dedicated account engineer for tweaks. Unlike subscription models, this is included in the one-time build fee, with optional maintenance at 10% annually. Clients in financial services value our proactive alerts for issues, ensuring 99% reliability and adapting to business changes like new product launches.
Ready to Get Started?
Book your free consultation and discover how we can transform your business with AI.