Stop Losing Hours to Manual Mortgage Quote Calculations Automate Your Quotes and Close Deals 40% Faster

How does this automation ensure compliance with mortgage regulations?

Our system is engineered with built-in checks for TRID, TILA, and RESPA rules, automatically validating Loan Estimates and disclosures against current guidelines. We train the AI on your firm's specific compliance protocols and integrate regulatory updates via secure APIs. For mortgage brokers, this means every quote includes accurate APRs and fee breakdowns, reducing audit risks. Unlike generic tools, we customize for nuances like FHA overlays or VA funding fee exemptions, ensuring 100% adherence without manual reviews. Clients see zero violations in post-deployment audits, saving hours on prep and potential fines.

We support deep, two-way integrations with popular platforms like Encompass, Black Knight, Ellie Mae, and Calyx Point, plus CRMs such as Salesforce or HubSpot. The process starts with mapping your data flows—client details, credit pulls, income docs—then building custom APIs for seamless transfer. No more copy-pasting between systems; quotes pull live data for instant accuracy. For a typical brokerage, this cuts integration errors by 90%, and we include ongoing maintenance to handle software updates, keeping your workflow fluid as regulations evolve.

How long does it take to implement the quote automation?

Implementation typically spans 4-6 weeks, depending on your workflow complexity. Week 1 involves auditing your processes and gathering requirements. Weeks 2-3 focus on building and testing the AI engine with your sample data. By week 4, we deploy a beta for your team to trial real quotes. Final handover includes training sessions. This timeline ensures minimal disruption—many brokers go live during off-peak seasons. Post-launch, we monitor for the first month, fine-tuning for peak efficiency, so you hit full ROI without extended downtime.

Is the system secure for handling sensitive borrower data?

Absolutely—security is non-negotiable in financial services. We use enterprise-grade encryption (AES-256) for all data in transit and at rest, compliant with GLBA and SOC 2 standards. Access is role-based, with audit trails for every quote action. For mortgage brokers, this means borrower SSNs, income statements, and credit info stay protected, even during API calls to LOS systems. We've passed third-party penetration tests, and clients report zero breaches. Plus, you own the data; no third-party storage means full control and easier GDPR/CCPA alignment if expanding internationally.

Can this scale if my brokerage grows or loan volumes spike?

Yes, our architecture is designed for scalability, handling 10 to 1,000+ quotes daily without performance dips. Built on cloud-native frameworks like AWS or Azure, it auto-scales resources during refinance booms—think 2021's low-rate frenzy. We incorporate load balancing and caching for instant calculations, even on complex jumbo loans. As your firm grows, we can expand features like multi-branch support or e-signature integrations. Brokers who've scaled with us report seamless transitions, maintaining sub-minute quote times and avoiding the crashes common in no-code alternatives.

What kind of ROI can I expect from this automation?

Brokers typically see a 5:1 ROI in the first 3-6 months, driven by 15-20 hours saved weekly per user at $50-75/hour rates. This equates to $30,000+ annual savings for a small team, plus gains from 30-40% faster closings and fewer errors costing $5,000 per rejected loan. Industry stats from Freddie Mac show automated workflows boost conversion by 25%. We provide a custom ROI calculator during consultation, factoring your volume and margins, ensuring the system pays for itself quickly while positioning you for higher-volume growth.